*PLEASE READ PRIOR TO ENROLLING INTO OUR PROGRAM *

1. As a client you will be required to keep the credit monitoring system that we use active the entire time you are in any  of our programs, this is an additional $24.99 a month. We need to be able to see all 3 reports in detail. This acts as our eyes and ears when communicating with the credit bureaus, as well s updating you. If you let your credit monitoring cancel, and do not update it in a timely manner, you will be canceled as a client.

 

2. If you are in active bankruptcy, DO NOT SIGN UP for our service. If your bankruptcy has been dismissed or discharged, you can continue with the enrollment process.

​

3. If you are currently behind on your bills and cannot pay them on time for the next 6-8 months, please do not sign up for our services. We want you to get the most out of the process as possible and paying your bills late will hurt you regardless of our efforts in other areas.  

​

4. Credit repair is a team effort, paying your bills on time, building/adding positive credit and paying your credit card balances down is what we expect out of all our clients. If you are not willing to consistently do these things and follow the personal action plan we gave you, please do not sign up for our services. 

​

Your enrollment fee will be charged to your card once your new client onboarding is complete. If your onboarding is not complete within 72 hours of your portal being active, we will cancel with Rae's Financial Services. Monthly payments start 30 days after your enrollment payment, and is based on the anniversary date. 

*if your card is charged on the 2nd of the month, your set payment date will be the 2nd of each month throughout the program. We allow clients to move their payment date by 5 days.  You can request this by contacting customer service at customerservice@raesfinancialservices.org.